BT Advisory is focused on helping businesses, developers and investors collaborate through Mortgage Brokerage, Advisory and Corporate Financing Services.
Mortgage Brokerage Activities
BT Advisory has underwriting experience and market knowledge so medium and small developers save time, get the senior, second mortgage or equity capital they need to complete their project, and maximize return on investment.
Commercial Term Mortgages
Acquisition, equity takeout, adding a line of credit or refinancing. BT Advisory has experience to assess the cash flows, advise and get the debt that fits the project and property owners needs.
Residential Mortgage Brokerage
New home buying, equity takeout, or refinancing. BT Advisory has the residential financing expertise in getting you a mortgage that lets you achieve your goals.
Advisory and Corporate Financing Activities
BT Advisory can assist your business negotiate new banking facilities or renegotiate existing ones affected by changes in operations, cash flow or market shifts.
Corporate Financing Activities
Consultation on corporate acquisition, cross border operations, hedging and ensuring senior or location specific facilities are structured properly today, and not creating problems for tomorrow.
Lawrence (Larry) Biricz, CFA, Director, is a real estate financing professional with over 26 years of financing experience. He has provided debt and equity solutions, allowing businesses and developers to succeed in the Greater Golden Horseshoe.
Larry’s finance career began in equipment financing. Holding progressively senior positions he developed financing programs, securitizations, and leveraged financings. Within a client servicing role, he advised clients on complex bi-lateral / syndicated loans, including multi-currency and cross boarder banking arrangements. Whilst with RBC he won awards and maintained top-tier client satisfaction as he ensured his commercial / corporate clients achieved their strategic objectives. Overcoming issues of financial growth or difficulty (FX / commodity) Larry managed to find the balance between financial success and resulting changes to his clients’ banking facilities, treasury management and capital structure.
Larry is the Treasurer, and board member, of Yorktown Family Services. He holds a Bachelor of Arts (double major in Economics and Management) from the University of Guelph and is a Chartered Financial Analyst (CFA) from the CFA Institute of Charlottesville VA.
Cory Taylor, Director, is an accomplished Payments and Financial Services Executive, having over 28 years of experience focused on Merchant Card Processing and Lending. He has both a skill and a passion for starting and growing new businesses and restructuring under-performing business lines, where operating improvements and cost savings can be achieved through process improvement and partnerships.
His most recent success, as Senior Vice President and Country Manager, was the de-Novo start-up for Elavon/US Bank in Canada. Cory began by developing a comprehensive strategic plan for the market entry and attained their Visa, MasterCard and Interac licensing. He followed that by developing the business and internal technology vital to their operations. Today Elavon/US Bank Canada have approximately 12% market share of (over 70,000) Merchants in Canada, $80MM in revenue.
Cory is adept at managing complex issues ranging from Strategic Planning, Compliance, and Go-To-Market analysis, through ongoing Product Development and implementation of integrated EMV, Contactless, and Mobile Payments solutions. He is comfortable managing large or small organizations to achieve meaningful, risk appropriate, revenue with measurable market share. While based in Toronto, he has managed both the Canadian and USA regions.
Cory holds a Bachelor of Arts (double major in Economics and Management) from the University of Guelph.
122 Laird Drive, Unit 208
BT Advisory is the trade name of Biricz Taylor Investments Ltd.
FSCO Brokerage License # 12739
FSCO Mortgage Administrator License # 12740